Tips for Buyers
The key to finding the right home is organization. Here are some tips to help you get started.
- Before you start house-hunting, decide out how much house you can afford. I will refer you to a loan officer to pre-qualify you for your home. To see how much home you are able to afford, review my mortgage calculator section.
- Prioritize what is most important and what is least important in a home. Make a list of everything you want in a home. I will go over your list, so I know exactly what you need in your home.
- Wear shoes that are easy to remove or expect to wear shoe covers as we tour homes.
- Make notes as you look at each home. Some buyers like to use a camera to remember which features go to which home.
- Once you've found the home you want to buy, together we'll complete a purchase and sale agreement. This is the contract in which the seller and the buyer outline the details of the property transfer.
- Once we have mutual acceptance on your offer, you will make sure the home is structurally sound. I will refer you to extremely thorough home inspectors. The inspector will look for large repairs that are needed and report on the condition of the home.
A closing date is jointly agreed-upon during the negotiation stage of the transaction. Before closing, the Escrow Company will complete a thorough settlement statement for both buyer and seller. The settlement statement explains all of your costs to purchase the home – including how much cash you will need to bring to closing.